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Specific kinds of risk that may give rise to claims are known as "perils". Other policies offer a guaranteed return not dependent on the company's underlying investment performance; these are often referred to as without-profit policies which may be construed as a misnomer.
Insurance/Investment Bonds
Main article: Insurance bond
Pensions
Pensions are a form of life assurance. They ruled that this was legal, so long as the "near-miss" above or below the payline was not specially programmed Kentucky, Water Valley
Ohio, Lynchburg
Iowa, Blockton
Arkansas, Helena
Montana, Ronan
Colorado, Eldorado Springs
Ohio, Martinsburg
Texas, Corinth
Kansas, Wheaton
Texas, Hawkins
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