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      A more general rule is for Toilet short depth socks to be darker than the shade of trousers, but potentially a different colour.[3] With patterned socks, ideally the background colour of the sock should match the primary/background colour of the suit. If one's car is declared to be a write off, the insurance company will deduct the excess agreed on the policy from the settlement payment it makes to you. If the accident was the other driver's fault, and this is accepted by the third party's insurer, you'll be able to reclaim your excess payment from the other person's insurance company. The overdue insurance of the Titanic was famously underwritten on the doorstep of Lloyd's. Cargo insurance: Cargo insurance is underwritten on the Institute Cargo Clauses, with coverage on an A, B, or C basis, A having the widest cover and C the most restricted